{"id":70,"date":"2021-04-27T04:18:00","date_gmt":"2021-04-27T04:18:00","guid":{"rendered":"http:\/\/193.168.195.227\/industry\/?page_id=70"},"modified":"2025-11-13T04:21:51","modified_gmt":"2025-11-13T04:21:51","slug":"faqs","status":"publish","type":"page","link":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/?page_id=70","title":{"rendered":"FAQs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"70\" class=\"elementor elementor-70\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10f5a316 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"10f5a316\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16ca73f9\" data-id=\"16ca73f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78ee691c elementor-widget elementor-widget-heading\" data-id=\"78ee691c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.6 - 08-06-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-xl\">Frequently Asked Questions<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4830fb98 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4830fb98\" data-element_type=\"section\" id=\"xs_accor_info_box\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49098ee6\" data-id=\"49098ee6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e84bb34 elementor-widget elementor-widget-spacer\" data-id=\"e84bb34\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.6 - 08-06-2022 *\/\n.e-container.e-container--row .elementor-spacer-inner{width:var(--spacer-size)}.e-container.e-container--column .elementor-spacer-inner,.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-efbbb0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"efbbb0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4228d4e5\" data-id=\"4228d4e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62fb9e9c elementor-widget elementor-widget-elementskit-accordion\" data-id=\"62fb9e9c\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" >\n\n        <div class=\"elementskit-accordion accordion-4\" id=\"accordion-69e43e6dc8eb4\">\n\n            \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-62fb9e9c\">\n                        <a href=\"#collapse-bc2283069e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bc2283069e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-bc2283069e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What is IFSLS?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bc2283069e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>\u00a0IFSLS stands for the Interest Free Student Loans Scheme. This scheme is implemented by the Ministry of Education, Higher Education and Vocational Education.<\/p><p>The main objective of the IFSLS is to increase higher education opportunities for students in collaboration with Non-State Higher Education Institutes (NSHEIs). This program addresses the fact that the state university system in Sri Lanka can only accommodate approximately 25% of students qualified for university entrance based on G.C.E (A\/L) results.<\/p><p>Under this scheme, the government provides an interest-free loan for students to pursue degree programs that possess high market demand and professional value. The government bears the interest on behalf of the students during the entire loan period of twelve (12) years.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-62fb9e9c\">\n                        <a href=\"#collapse-ea652d669e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ea652d669e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-ea652d669e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Who are eligible to submit an application to the IFSLS?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ea652d669e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>For the academic year <strong>2025\/26 (10th Intake)<\/strong>, candidates must meet the following minimum qualifications for admission:<\/p><ol><li>\u00a0 The candidate must have passed the\u00a0<strong>G.C.E (A\/L) Examination<\/strong> in 2022, 2023, or 2024 and have been notified as qualified for university entrance.<\/li><li>\u00a0 The candidate must have obtained a minimum of simple (S) passes for all three subjects in one attempt, with a maximum limit of three sittings in total.<\/li><li>\u00a0 The candidate must have achieved a minimum of <strong>30 marks<\/strong> for the Common General Test at any sitting (within three sittings), and this result must be obtained at the time of the interviews conducted.<\/li><li>\u00a0 The candidate must have a minimum of a simple (S) pass for <strong>General English<\/strong> at the G.C.E (A\/L) Examination OR a minimum of a simple (S) pass for <strong>English Language<\/strong> at the G.C.E (O\/L) Examination.<\/li><li>\u00a0 The age of the candidate must be <strong>25 years or below<\/strong> by <strong>November 30th, 2025<\/strong><\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-62fb9e9c\">\n                        <a href=\"#collapse-424318569e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-424318569e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-424318569e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\"> Why should I apply for IFSLS?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-424318569e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>You should apply for the <b>IFSLS<\/b> primarily to gain an opportunity for higher education and professional development that is financially supported by the government.<br \/><br \/><\/p><ul><li><b>Addressing the Higher Education Gap:<\/b> The scheme helps fill the lack of opportunities for the majority of students who qualify for university entrance but cannot enter state universities or afford non-state institutions.<\/li><li><b>Interest-Free Student Loan:<\/b> The government provides an interest-free loan for degree programs with high market demand.<\/li><li><b>Government-Borne Interest:<\/b> The government bears the interest on the loan for the entire loan period of twelve (12) years.<\/li><li><b>Stipend Option:<\/b> Students can also obtain an interest-free stipend loan, up to Rs. 300,000\/- for a four-year program, to cover additional expenses.<\/li><li><b>Career Focus:<\/b> The loan supports enrollment in degree programs known to have high market demand and professional value.<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-62fb9e9c\">\n                        <a href=\"#collapse-faa40b469e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-faa40b469e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-faa40b469e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What are the available institutes to study under IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-faa40b469e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            There were seventeen approved <b>Non-State Higher Education Institutes (NSHEIs)<\/b> under the IFSLS for the 9th Intake*.\n\nThese institutions included:\n<table>\n<tbody>\n<tr>\n<th>Abbreviation<\/th>\n<th>Institute Name<\/th>\n<\/tr>\n<tr>\n<td>SLIIT<\/td>\n<td>Sri Lanka Institute of Information Technology<\/td>\n<\/tr>\n<tr>\n<td>NSBM<\/td>\n<td>National School of Business Management<\/td>\n<\/tr>\n<tr>\n<td>CINEC<\/td>\n<td>CINEC Campus (Pvt) Ltd<\/td>\n<\/tr>\n<tr>\n<td>SIBA<\/td>\n<td>Sri Lanka Institute of Buddhist Academy<\/td>\n<\/tr>\n<tr>\n<td>ICASL<\/td>\n<td>Institute of Chartered Accountants of Sri Lanka<\/td>\n<\/tr>\n<tr>\n<td>HORIZON<\/td>\n<td>Horizon College of Business and Technology (Pvt) Ltd<\/td>\n<\/tr>\n<tr>\n<td>KIU<\/td>\n<td>KIU Campus (Pvt) Ltd<\/td>\n<\/tr>\n<tr>\n<td>SLTC<\/td>\n<td>SLT Campus (Pvt) Ltd<\/td>\n<\/tr>\n<tr>\n<td>SAEGIS<\/td>\n<td>Saegis Campus (Private) Limited<\/td>\n<\/tr>\n<tr>\n<td>ESOFT<\/td>\n<td>ESOFT Metro Campus (Pvt) Ltd<\/td>\n<\/tr>\n<tr>\n<td>AQUINAS<\/td>\n<td>Aquinas College of Higher Studies<\/td>\n<\/tr>\n<tr>\n<td>ICHEM<\/td>\n<td>Institute of Chemistry Ceylon<\/td>\n<\/tr>\n<tr>\n<td>ICBT<\/td>\n<td>International College of Business Technology<\/td>\n<\/tr>\n<tr>\n<td>BCI<\/td>\n<td>Benedict XVI Catholic Institute<\/td>\n<\/tr>\n<tr>\n<td>NIIBS<\/td>\n<td>Nagananda International Institute for Buddhist Studies<\/td>\n<\/tr>\n<tr>\n<td>BMS<\/td>\n<td>Business Management School<\/td>\n<\/tr>\n<tr><td>LYC<\/td><td>The Lyceum Campus (Private) Limited<\/td><\/tr>\n<tr><td>GATEWAY<\/td><td>Gateway College (Private) Limited<\/td><\/tr>\n<\/tbody>\n<\/table>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-62fb9e9c\">\n                        <a href=\"#collapse-775981169e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-775981169e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-775981169e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What are the available subject streams to study under IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-775981169e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Courses available under the <b>Interest Free Student Loan Scheme<\/b> at NSHEIs are categorized into five subject streams:<\/p><ol><li><b>Engineering &amp; Technology<\/b><\/li><li><b>Information and Communication Technology<\/b><\/li><li><b>Science<\/b><\/li><li><b>Management and Commerce<\/b><\/li><li><b>Humanities and Social Sciences<\/b><\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-62fb9e9c\">\n                        <a href=\"#collapse-d34c6e969e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d34c6e969e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-d34c6e969e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What are the available degree programs and durations to study under IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d34c6e969e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The IFSLS supports various <b>full-time degree programs<\/b>, primarily with durations of 3 years or 4 years.<br \/><br \/>Examples of available programs and their durations include:<br \/><br \/><\/p><table><tbody><tr><th>Subject Stream<\/th><th>Degree Program (Example)<\/th><th>Duration<\/th><\/tr><tr><td>Engineering &amp; Technology<\/td><td>Bachelor of Science Engineering (Honours) in Civil Engineering<\/td><td>4 years<\/td><\/tr><tr><td>Engineering &amp; Technology<\/td><td>Bachelor of Interior Design<\/td><td>3 years<\/td><\/tr><tr><td>Science<\/td><td>Bachelor of Science Honours in Biomedical Science<\/td><td>4 years<\/td><\/tr><tr><td>Information and Communication Technology<\/td><td>Bachelor of Science in Information Technology<\/td><td>4 years<\/td><\/tr><tr><td>Information and Communication Technology<\/td><td>Bachelor of Information Technology<\/td><td>3 years<\/td><\/tr><tr><td>Management and Commerce<\/td><td>Bachelor of Business Administration (Special) (Honours)<\/td><td>4 years<\/td><\/tr><tr><td>Management and Commerce<\/td><td>Bachelor of Science in Applied Accounting (General)<\/td><td>3 years<\/td><\/tr><tr><td>Humanities and Social Sciences<\/td><td>Bachelor of Education Honours in English<\/td><td>4 years<\/td><\/tr><tr><td>Humanities and Social Sciences<\/td><td>Bachelor of Arts in English<\/td><td>3 years<\/td><\/tr><\/tbody><\/table>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-62fb9e9c\">\n                        <a href=\"#collapse-66eb74269e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-66eb74269e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-66eb74269e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Does the Government\/Bank pay the loan amount directly to me? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-66eb74269e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <div class=\"class-answer\"><b>No<\/b>, the full course fee loan amount is <b>not<\/b> paid directly to you.<ul><li>The semester fee for the degree course will be paid by the bank directly to the respective NSHEI at the recommendation of the Ministry of Education, Higher Education and Vocational Education at the beginning of each semester.<\/li><li>However, if you obtain the optional <b>interest-free stipend loan<\/b>, this money is paid directly to the students quarterly at Rs. 18,750\/- (Rs. 6,250\/- per month) by signing a voucher issued by the Bank.<\/li><\/ul><\/div>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-62fb9e9c\">\n                        <a href=\"#collapse-e7e10de69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-e7e10de69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-e7e10de69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What is the maximum loan amount offered under the IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-e7e10de69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <div class=\"col-xs-offset-1 col-xs-10\"><div class=\"class-answer\">The maximum loan amount varies based on the degree stream and duration (for the 10th intake onwards):<br \/><br \/><b>Subject Stream (4-Year Programs)<\/b><br \/><table><tbody><tr><th>Subject Stream<\/th><th>Maximum Loan Amount (Rs.)<\/th><\/tr><tr><td>Engineering (e.g., Engineering)<\/td><td>1,500,000<\/td><\/tr><tr><td>Science (Biological\/Bio Medical\/Chemical)<\/td><td>1,200,000<\/td><\/tr><tr><td>Science (Physical), Bio Technology, Engineering Technology, ICT (BSc)<\/td><td>1,000,000<\/td><\/tr><tr><td>Management and Commerce<\/td><td>900,000<\/td><\/tr><tr><td>Humanities and Social Sciences, ICT (Bachelor of Computer Science)<\/td><td>800,000<\/td><\/tr><\/tbody><\/table><br \/><b>Subject Stream (3-Year Programs)<\/b><br \/><table><tbody><tr><th>Subject Stream<\/th><th>Maximum Loan Amount (Rs.)<\/th><\/tr><tr><td>Engineering and Technology, ICT (Bachelor of Science)<\/td><td>800,000<\/td><\/tr><tr><td>Humanities and Social Sciences, Management and Commerce, ICT (Bachelor of Computer Science)<\/td><td>600,000<\/td><\/tr><\/tbody><\/table><br \/><b>Additional Stipend Loan:<\/b> Students can also obtain an interest-free stipend loan subject to a maximum of Rs. 300,000\/- for four-year study periods or Rs. 225,000\/- for three-year study periods, to cover additional expenses. This stipend loan is added to the course fee loan.<\/div><\/div>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-62fb9e9c\">\n                        <a href=\"#collapse-99093e969e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-99093e969e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-99093e969e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Do I have to bear the rest of the course fee on my own? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-99093e969e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <div class=\"col-xs-offset-1 col-xs-10\"><div class=\"class-answer\">For the degree programs listed in the guide book under the IFSLS, the <b>Course Fee (Rs.)<\/b> column indicates the maximum loan amount offered for that stream\/duration (e.g., Bachelor of Education Honours in English is Rs. 800,000).<br \/><br \/>Although non-state institutions generally offer their degree programs at higher prices, for the purposes of the Student Loan Scheme they have agreed to provide these programs at the stated course fee.<br \/><br \/>Therefore, students are required to pay only the <b>course fee mentioned in the student guidebook<\/b>, and not any additional charges.<\/div><\/div>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-62fb9e9c\">\n                        <a href=\"#collapse-bd6c4cd69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bd6c4cd69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-bd6c4cd69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Do I have to bear any other costs during my studies? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bd6c4cd69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Yes, you must bear certain costs yourself during your studies:<br \/><br \/><\/p><ol><li><b>Repeat Examinations:<\/b> If a student fails any compulsory subject, he\/she must bear the cost of repeat examinations.<\/li><li><b>ICT Bridging Course Fee:<\/b> If applying for an ICT degree without adequate G.C.E. (A\/L) qualifications (Physical Science stream qualification or a simple pass (S) for Information &amp; Communication Technology), the candidate must follow a mandatory bridging course. The course fees for this bridging course may vary depending on the NSHEI facilitating it.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-62fb9e9c\">\n                        <a href=\"#collapse-d500f2a69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d500f2a69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-d500f2a69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">How do I apply for the Stipend loan? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d500f2a69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A student can obtain the interest-free stipend loan at their discretion to cover additional expenses during the study period. The loan amount for the stipend is added to the course fee loan.<\/p><p>To secure this, selected students must enter into a loan agreement with the bank that grants the loan facility.<\/p><p>The stipend money is subsequently paid to the students quarterly at Rs. 18,750\/- (Rs. 6,250\/- per month) by signing a slip issued by the Bank, upon the recommendation of the Ministry of Education.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-62fb9e9c\">\n                        <a href=\"#collapse-85039ce69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-85039ce69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-85039ce69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What is the repayment procedure of the loan? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-85039ce69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <div class=\"col-xs-offset-1 col-xs-10\"><div class=\"class-answer\">The total loan period is <b>12 years<\/b>.<br \/><br \/><ol><li><b>Grace Period:<\/b> Students are given a grace period of one (1) year after the duration of the degree program, before commencing repayment.<\/li><li><b>Repayment Commencement:<\/b> The principal loan amount must be repaid by the students after the grace period.<\/li><li><b>Repayment Duration:<\/b><ul><li>Students selected for four-year degree programs will be given 7 years (84 equal installments) to complete the repayment.<\/li><li>Students selected for three-year degree programs will be given 8 years (96 equal installments) to complete the repayment.<\/li><\/ul><\/li><li><b>Due Repayment:<\/b> The repayment of the loan should be duly made by the students as per the agreements signed with the bank.<\/li><\/ol><\/div><\/div>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-12-62fb9e9c\">\n                        <a href=\"#collapse-652857369e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-652857369e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-652857369e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">Do I have to pay back the interest of the loan? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-652857369e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-12-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Generally, <b>no<\/b>, you do not have to pay back the interest of the loan. The scheme is called the Interest Free Student Loans Scheme (IFSLS), and the government bears the interest on behalf of the students during the entire loan period.<br \/><br \/><b>Exception:<\/b> If the student fails to complete his\/her studies in the middle of the course for any reason, he\/she has to pay the outstanding capital (Semester fee + Stipend) to the bank along with the interest borne by the government up to the date of settling the loan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-13-62fb9e9c\">\n                        <a href=\"#collapse-72ce38769e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-72ce38769e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-72ce38769e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What are my commitments during the study period under IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-72ce38769e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-13-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>During the study period under the IFSLS, your primary commitments are:<br \/><br \/><\/p><ol><li><b>Agreements:<\/b> Enter into an agreement with the Ministry of Education and a separate loan agreement with the bank.<\/li><li><b>Guarantors:<\/b> Ensure the loan agreement is signed by mother\/father or a close relative (first guarantor) and a close relative\/known person (second guarantor).<\/li><li><b>Academic Performance:<\/b> Obtain a minimum of a credit pass (C) for every compulsory subject.<\/li><li><b>Attendance:<\/b> Maintain 80% attendance in your study hours.<\/li><li><b>Re-sitting Exams:<\/b> If a compulsory subject is failed, repeat the exam in the next semester or academic year and obtain a \u2018C\u2019 pass, bearing the cost yourself.<\/li><li><b>Timely Completion:<\/b> Complete the degree program within the specific time frame of 3 or 4 years.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-14-62fb9e9c\">\n                        <a href=\"#collapse-3012b6e69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-3012b6e69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-3012b6e69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">When will the applications be opened for the 10th Intake of IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-3012b6e69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-14-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The time period specified for the submission of online applications for the degree courses at NSHEIs under the IFSLS, based on the results of the G.C.E. (A\/L) Examination 2022, 2023, and 2024, is from <b>01.11.2025<\/b> to <b>30.11.2025 at 12:00 midnight<\/b>.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-15-62fb9e9c\">\n                        <a href=\"#collapse-01df7d669e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-01df7d669e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-01df7d669e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">How do I apply?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-01df7d669e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-15-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Application submission is compulsory through the IFSLS online system:<\/p><ol><li><b>Access the Website:<\/b> Use the online system via <a href=\"http:\/\/studentloans.mohe.gov.lk\/loan_application\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000\">www.studentloans.mohe.gov.lk<\/span><\/a>.<\/li><li><b>Read Instructions:<\/b> Read the student handbook thoroughly before filling the online application.<\/li><li><b>Registration:<\/b> Register using your National Identity Card (NIC) and G.C.E (A\/L) index number. A password will be sent to your email for registration.<\/li><li><b>Select Preferences:<\/b> Select any number of degree programmes at NSHEIs, ensuring your most preferred program is listed first.<\/li><li><b>Finalize:<\/b> Confirm the accuracy and click \u201cFinalize\u201d before the closing date.<\/li><li><b>Alternative Access:<\/b> If you cannot apply online, access facilities at NODES, Provincial\/Zonal ICT Centers, or Nanasala Centers (processing fee may apply).<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-16-62fb9e9c\">\n                        <a href=\"#collapse-5b6fc9469e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-5b6fc9469e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-5b6fc9469e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What documents are required? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-5b6fc9469e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-16-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Documents must be submitted in two phases: prior to the online interview (scanned originals) and for physical registration (originals).<br \/><br \/>Documents required prior to online interview:<\/p><ol><li>Printed copy of the online application, signed by the applicant.<\/li><li>If a school candidate: Certificate of the Principal certified by the Principal\/authorized teacher.<\/li><li>If a private candidate: Certification by Justice of the Peace\/Commissioner for Oaths.<\/li><li>National Identity Card or Passport (Original).<\/li><li>Original certificate of G.C.E (A\/L) Examination.<\/li><li>Original certificate of G.C.E (O\/L) Examination.<\/li><li>Original certificate of G.C.E (A\/L) Examination of the relevant year (if CGT passed in a different year).<\/li><li>Original School Leaving Certificate.<\/li><li>Result sheet of bridging course (if applicable).<\/li><li>Grama Niladari Certificate.<\/li><li>Original birth certificate.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-17-62fb9e9c\">\n                        <a href=\"#collapse-295455e69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-295455e69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-295455e69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What happens after I submit an application? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-295455e69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-17-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>After submission:<br \/><br \/><\/p><ol><li><b>Selection Process:<\/b> Based on minimum qualifications, preferences, number of applications, and NSHEI seating capacity. Selection is merit-based using Z-score.<\/li><li><b>Interview Call:<\/b> Online interviews will be called via email within one month after submission. Qualified applicants list is also published on Ministry website.<\/li><li><b>Selection Confirmation:<\/b> Selected applicants are notified via email with details of degree program, NSHEI, link for online registration, and date for physical registration.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-18-62fb9e9c\">\n                        <a href=\"#collapse-6d31ac069e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6d31ac069e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-6d31ac069e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">When can I commence my degree program under the 10th Intake of IFSLS?<\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6d31ac069e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-18-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Selected applicants will be registered in relevant NSHEIs during <b>March 2026<\/b>, and enrolled according to the academic calendar of the respective NSHEIs.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-19-62fb9e9c\">\n                        <a href=\"#collapse-3079f0b69e43e6dc8eb4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-3079f0b69e43e6dc8eb4\" aria-expanded=\"false\" aria-controls=\"Collapse-3079f0b69e43e6dc8eb4\">\n                                                            <div class=\"ekit_accordion_icon_left_group\">\n\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-open icon-left fas fa-angle-double-left\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n                                        <i aria-hidden=\"true\" class=\"icon-closed icon-left icon icon-arrow-right\"><\/i>                                    <\/div>\n\n                                <\/div>\n\n                            \n                            <span class=\"ekit-accordion-title\">What makes me ineligible to submit an application to the IFSLS? <\/span>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-3079f0b69e43e6dc8eb4\" class=\" collapse\" aria-labelledby=\"primaryHeading-19-62fb9e9c\" data-parent=\"#accordion-69e43e6dc8eb4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>You are ineligible if you meet any of the following:<br \/><br \/><\/p><ol><li>Sat G.C.E. (A\/L) Examination more than 3 times.<\/li><li>Already selected\/registered as internal student for a Bachelor\u2019s degree at a state university (UGC).<\/li><li>Already selected for first degree in a state higher educational institute under other Acts.<\/li><li>Already registered as internal student in a College of Education to follow a diploma course.<\/li><li>Already selected for full-time HND (SLIATE) or NDES (NAITA) courses.<\/li><li>Already registered for 3-year diploma course at University of Vocational Technology.<\/li><li>Already selected for any other degree fully\/partially funded by public funds.<\/li><li>Already selected under any foreign scholarship program by Ministry of Education.<\/li><li>Already registered for full-time degree course at NSHEI associated with IFSLS.<\/li><li>Already engaged in full-time employment.<\/li><li>Already obtained a Bachelor\u2019s degree or relevant qualification from institutes mentioned in criteria 3\u20138.<\/li><li>Provided false information or forged documents for admission.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f74eb9d elementor-widget elementor-widget-text-editor\" data-id=\"6f74eb9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.6 - 08-06-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>***More preferences increases chance of successful application.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e9db9a\" data-id=\"e9db9a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions What is IFSLS? \u00a0IFSLS stands for the Interest Free Student Loans Scheme. This scheme is implemented by the Ministry of Education, Higher Education and Vocational Education. The [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/pages\/70"}],"collection":[{"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70"}],"version-history":[{"count":89,"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/pages\/70\/revisions"}],"predecessor-version":[{"id":2829,"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=\/wp\/v2\/pages\/70\/revisions\/2829"}],"wp:attachment":[{"href":"https:\/\/studentloans.mohe.gov.lk\/loan_web\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}